Governor issues insurance guidelines for transgenders
ALBANY – Governor Andrew Cuomo is making efforts that ensure transgendered individuals are protected when it comes to health insurance.
The governor said Wednesday that health insurers can no longer discriminate or deny coverage based on gender identity.
This, according to Cuomo, ensures that transgenders get coverage regardless of whether they present as the gender to whom the service is typically or exclusively provided.
A Department of Financial Services circular letter instructs health insurers to take extra steps in determining whether the insured is eligible for services prior to denying a claim.
The letter stems from DFS reports that transgender individuals are sometimes denied a claim because the services they claim are not typically provided to the gender they identify as. A male a birth, for example, may be denied a claim for prostate cancer screening because of identifying as a female.
Cuomo, a Democrat, said this is the latest move to protect health insurance coverage from changes made by Congress.
“Now, more than ever, we are leading the nation in furthering protections to all New Yorkers that those in Washington seek to eliminate,” said Cuomo, “and we will continue to work to combat discrimination in all forms and ensure equal treatment for all.”
The governor said Wednesday that health insurers can no longer discriminate or deny coverage based on gender identity.
This, according to Cuomo, ensures that transgenders get coverage regardless of whether they present as the gender to whom the service is typically or exclusively provided.
A Department of Financial Services circular letter instructs health insurers to take extra steps in determining whether the insured is eligible for services prior to denying a claim.
The letter stems from DFS reports that transgender individuals are sometimes denied a claim because the services they claim are not typically provided to the gender they identify as. A male a birth, for example, may be denied a claim for prostate cancer screening because of identifying as a female.
Cuomo, a Democrat, said this is the latest move to protect health insurance coverage from changes made by Congress.
“Now, more than ever, we are leading the nation in furthering protections to all New Yorkers that those in Washington seek to eliminate,” said Cuomo, “and we will continue to work to combat discrimination in all forms and ensure equal treatment for all.”
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